Revolut Health Insurance UK: Do They Offer It? Best Alternatives in 2025
Searching for Revolut health insurance in the UK? You’re not alone — thousands of users want to know if Revolut’s financial services now include private medical cover. Here’s the truth, and the best alternatives for 2025.
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Does Revolut offer health insurance in the UK?
No — Revolut does not currently offer standalone private health insurance in the UK. The app provides travel, gadget and life insurance through third-party partners, but not full medical cover for diagnosis or treatment.
Why the confusion?
- Revolut’s Metal and Ultra plans include travel health cover abroad via Allianz, which some users mistake for private medical insurance.
- In-app “insurance” options are mostly short-term protection products — not ongoing private healthcare plans.
- Unlike Bupa or AXA, Revolut doesn’t manage hospital networks or consultant pathways in the UK.
What Revolut covers (and doesn’t)
| Feature | Included? | Notes |
|---|---|---|
| Travel medical cover abroad | ✅ Yes | Emergency medical & evacuation (short-term) |
| Private hospital treatment in the UK | ❌ No | Not available on any plan |
| GP or specialist appointments | ❌ No | No diagnostic or outpatient care |
| Health rewards or fitness benefits | ⚠️ Limited | Some cashback & wellness offers |
| Comprehensive private medical insurance | ❌ No | Not offered or underwritten by Revolut |
Best Revolut alternatives for health insurance (2025)
If you want genuine private medical cover — including scans, specialists and hospital stays — these UK insurers are better suited:
| Provider | Key Features | Typical Monthly Cost* |
|---|---|---|
| Bupa | Largest UK hospital network, 24/7 Digital GP, fast cancer pathways | £40–£90 |
| AXA Health | Guided care, digital GP, strong diagnostic cover | £35–£80 |
| Aviva | Smart pricing, family options, excellent app support | £30–£70 |
| Vitality | Wellness rewards, gym discounts, mental health included | £40–£85 |
| WPA | Consultant choice, transparent pricing, small business cover | £35–£75 |
*Prices vary by age, region and excess level. Figures shown are typical for adults aged 30–50.
Revolut doesn’t include health insurance — but you can
Compare Bupa, AXA, Aviva, Vitality and WPA to find your best 2025 deal.
Why you might want private health insurance instead
- ✅ Faster access to specialists and imaging (MRI, CT, ultrasound)
- ✅ Private hospital rooms and flexible appointment times
- ✅ Mental health, therapy and cancer care options
- ✅ Predictable monthly costs rather than surprise medical bills
Future potential: could Revolut add health cover?
It’s possible. With Revolut expanding its financial ecosystem — from savings to travel insurance — health cover partnerships could appear in future. For now, however, Revolut’s focus is on finance, not medical underwriting.
Ready to go beyond banking perks?
Compare trusted UK health insurers that offer real cover for scans, specialists and hospitals.
FAQs
Does Revolut offer private health insurance in the UK?
No. Revolut currently only offers travel medical cover via Allianz — not comprehensive private medical insurance.
Can I get private health cover through a digital bank?
Not directly, but you can buy health insurance separately from UK providers like Bupa, AXA, Aviva and Vitality.
Will Revolut add health insurance in future?
Possibly — but as of 2025, no product exists for ongoing UK private healthcare cover.
This guide is for informational purposes. Always confirm product details and exclusions with your chosen insurer before applying.
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